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Apple’s New Savings Account Is Convenient. Is That a Good Thing? - WSJ

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https://www.wsj.com/articles/apple-card-savings-account-spending-bea0da1e Point Of Sale

Apple Inc. turned millions of iPhones into piggy banks with the launch of its new high-yield savings accounts. The savings account is unusual in another way, too: It is attached to Apple Card, a credit card.

Savings accounts and credit cards are usually kept separate. In traditional wallets, debit and credit cards keep spending accounts at your fingertips, but it is rare to have similar access to savings on the go. The allure of putting them together is the ability to seamlessly transfer money between them and more easily use savings money to pay off debt.

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Copyright ©2023 Dow Jones & Company, Inc. All Rights Reserved

Payment Terminals This copy is for your personal, non-commercial use only. Distribution and use of this material are governed by our Subscriber Agreement and by copyright law. For non-personal use or to order multiple copies, please contact Dow Jones Reprints at 1-800-843-0008 or visit www.djreprints.com.